Searching for property online is the preferred method for finding that “Dream Home” with over 84% of buyers choosing this route. The online property sector continues to expand with agents able to market their properties worldwide by means of a number of sites/portals. Rightmove, Primelocation, Findaproperty and Zoopla from the UK to name a few give the seller market exposure and the buyer maximum choice, the perfect combination. Not being location specific an online estate agent is able to deal with your sale anywhere in the UK.

Online estate agents such as turtlehomes are able to market properties effectively but at a lower cost. This is due to the savings made by not having high street offices or high staffing costs which they then pass on to the vendor. The service given to clients including details, floor plans, feedback and a for sale board are as you would expect from a traditional agent. Carrying out viewings is the one area where the service differs, using an online agent the vendor is required to carry out viewings. A small price to pay when compared to the potentially large savings possible on fees.

Buying or selling a home can be the most expensive transaction many of us will ever undertake. By instructing an online estate agent you can potentially save much of that cost.

Author: Turtlehomes.co.uk

According to stats for 2008 the number of people whose relationships fell apart (121,799) was more than half the number of those who tied the knot (232,990). The average age at the time for divorce was 41 for women and 44 for men.

The fallout from divorce or break-up comes in a number of forms. Initially there is the emotional reaction fear, isolation, rage and grief – the trauma can be akin to the death of a loved one. Just like grief of any kind it is common to move back and forth between the stages. The thing to remember is you will eventually make your way through.

Next are the financial concerns. For most people break-up means a significant change in income and lifestyle, as the financial load is no longer shared with a partner. Many women have given up on their careers to look after the children, so faced with a lack of financial support; this can be one of the toughest aspects to deal with.

If you already have an element of debt which was problematic when you were a couple, this is likely to cause you much worry and sleepless nights unless you deal with it. We do actually have a good rescue culture in the UK which can provide you with a “soft landing” pending resolution of your divorce settlement. The solution will depend on the extent of your debt and also on your medium to long term prospects of being able to repay the debt. If you only have a couple of debts, you should be able to cope with providing your creditors with details of income and expenditure and request that they allow you to reduce your payments and that they freeze or reduce your interest charges for a period whilst you sort out your finances.

If you have a number of debts including credit cards and loans and you simply cannot cover minimum payments, it helps to have help from a specialist that can intervene between you and your creditors and seek to reduce your payments and interest charges.

For further information visit The Debt Advisor.

As a result of the UK’s high divorce rate an increasing number of women find themselves in the situation of being reliant on their former partners to provide for themselves and their children. This financial lifeline can be broken for a number of reasons. The maintenance payer may become unemployed, be unable to work through serious illness or even die. Perhaps a change in circumstances has meant a change in financial priorities and paying maintenance is no longer one of them.

In the past a woman deprived of this much needed income would be at the mercy of the State with no alternative but to embark on a lengthy and often unsatisfactory route through Child Support Agency and Legal Aid. The Justice Minister, Jonathan Djanogly, has spoken to the Association of British Insurers to see how more people could be encouraged to take out insurance. He said: “Couples are too ready and too willing to run to the courts. We think there can be a wider market in before-the-event insurance. We would be creating a new market”.

Perhaps this highlights the strong need for maintenance protection insurance to become the automatic next step in divorce. The main advantage would be that money would be there for the professional fees, immediately, when the client needed it without having to rely on Legal Aid or the CSA.

“New Start” is the brainchild of Suffolk based Henry Glasse who, with 26 years experience in insurance, has become increasingly aware of a gap in the market. “It’s bad enough going through divorce but still being dependent on your former husband for your income is humiliating and worrying, especially in these uncertain times”, says Mr. Glasse. “New Start” reduces that uncertainty and allows divorced women to regain the independence and security they want and deserve”.

“New Start” is a unique package offering protection in the event of the maintenance payer being unable to pay. This covers illness, disability, death, unemployment, redundancy and, perhaps more crucially, wilful default. A free legal helpline is also provided for additional support. Free quotes are given online, with no need for medicals or financial details, and cover can be in place within 24 hours. There is also a 30 day money back guarantee if the client has a change of heart.

In an ideal world no divorce should be processed without it.

Author: “New Start”

The decree absolute has been signed, the house has been sold and belongings divided up . You have emerged from your relationship ready to embark upon the next chapter but going from couple to singleton again can be a daunting and bewildering prospect. Facedivorce’s host of suppliers can give you new routine, get you back to socialising and most importantly, help you to start enjoying life again.

We have a whole host of companies that can help you with your every need along the way.

Simply visit our directory and search the After Divorce section.